Does insurance cover the car or the driver

 · Car insurance usually follows the car in Washington. The types of car insurance that follow the car in Washington are bodily injury liability, personal injury liability, collision, and comprehensive. You’re required to carry bodily injury liability and property damage liability in Washington. If you let someone borrow your car and they cause an accident in Washington, bodily injury liability insurance .  · With comprehensive insurance which covers almost everything, it is the car rather than the driver that is covered. This, however, requires many stipulations to Estimated Reading Time: 9 mins.  · The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone else’s car. The liability (uninsured motorist and med pay) elements of the policy don’t just cover your car, but you www.doorway.ruted Reading Time: 8 mins.

Generally, auto insurance will follow the vehicle rather than the driver, but some coverage types follow the driver too. By Hearst Autos Research Kittisak Jirasittichai / EyeEm Getty Images. With comprehensive insurance which covers almost everything, it is the car rather than the driver that is covered. This, however, requires many stipulations to be put in place, such as who is. When does car insurance follow the driver? Car insurance generally follows the car, but insurance is never black and white. There are some cases when certain types of coverage do follow the driver too. 1. When you rent a car. Depending on your policy, your car insurance may extend coverage to rental cars. That means if you get into an accident, your car insurance liability coverage will cover you in the same way it would if you were driving your own car — paying out for any damage or.

The difference between an old car and a classic is clear if you're a car enthusiast. Some enthusiasts say that a car has to be over ten years old to be a classic. Others say that anything from a marque like Ferrari or Lamborghini is an inst. Finding the best car insurance is a challenge for motorists given the number and variety of car insurance products available from the major companies. Some shopping tips will help you in your search for the right car insurance, such as comp. Car insurance is an unavoidable expense, but you shouldn’t pay more for it than necessary. If you’re buying a car, truck or SUV, get a few insurance estimates before you commit to the purchase so that you know what it will cost you to own a.